4 Best Mortgage Brokers In Singapore For Stress-Free Home Loans 

Let’s be honest, girlie — house hunting is the fun part. The paperwork that comes after? Not so much. Once you’ve found the unit, you’re suddenly staring down loan packages, interest rate types, and bank jargon that nobody warned you about. That’s where a good mortgage broker in Singapore earns its keep — someone who can lay out your options across multiple banks, in plain English, so you’re not just taking whatever your own bank first offers you. We rounded up four home loan advisory services that Singaporeans actually use, so you can go into your property purchase (or refinancing) feeling a little less overwhelmed.

Note: This list is strictly not in order.

Table of Contents

1. RedBrick Mortgage Advisory
2. Dollarback Mortgage
3. iCompareLoan
4. ROSHI
5. TheGirlCo’s Recommendation
6. Final Thoughts
7. Frequently Asked Questions (FAQ)

1. RedBrick Mortgage Advisory

Image Credit: TheGirl.co (illustrative image)

RedBrick describes itself on its own site as an independent mortgage advisory firm, offering unbiased advice that runs from loan selection through to home protection and the full application process. It’s a good fit if you want a dedicated advisor to walk you through things in person rather than compare numbers on your own.

Prices: Not published on RedBrick’s own site — reach out directly for an obligation-free consultation quote.

Highlights: Positions itself as an independent (not bank-tied) advisory firm; covers the whole process from loan selection to home protection planning; office based centrally near City Hall.

Contact Information
Address: 1 Coleman Street, #08-11, Singapore 179803
Phone: (65) 8898 6868
Website: redbrick.sg

2. Dollarback Mortgage

Image Credit: TheGirl.co (illustrative image)

If you’re the type who likes to crunch numbers before you even talk to anyone, Dollarback Mortgage is worth a look. Its site publishes its own rate breakdowns for major banks like DBS, UOB, Standard Chartered, HSBC, and Maybank, plus tools like a mortgage investment calculator, so you can get a feel for your options before booking a consultation.

Prices: Free — Dollarback’s own site states “The Service Is Free: You pay nothing for our advice,” noting that banks pay the firm a referral fee instead.

Highlights: Publishes its own comparative bank rate guides; offers calculators for refinancing and home equity scenarios; consultations available via WhatsApp.

Contact Information
Address: Not published on Dollarback’s own site.
Phone: +65 9298 6367
Website: dollarbackmortgage.com

3. iCompareLoan

Image Credit: TheGirl.co (illustrative image)

iCompareLoan has been around the Singapore home loan comparison space for a while, with its own loan reporting and comparison tool built in-house. It’s a solid option if you want a platform-style experience: fill in your details, see what comes back, then speak to someone if a package looks promising.

Prices: Free — iCompareLoan’s own site states “Free. No Fee to Pay,” explaining that banks pay the firm a standard fee instead.

Highlights: In-house loan comparison and reporting tool; works across multiple banks; office based in the One Commonwealth building.

Contact Information
Address: 1 Commonwealth Lane, #06-01/02, One Commonwealth, Singapore 149544
Phone: (65) 9877-2949
Website: icompareloan.com

4. ROSHI

Image Credit: TheGirl.co (illustrative image)

ROSHI takes a more digital-first approach, matching borrowers to banks and licensed lenders through its own online marketplace rather than a purely consultation-led model. Handy if you’d rather fill in your details once online and compare what comes back, before deciding whether you need a longer conversation with anyone.

Prices: Free — ROSHI’s own site states “ROSHI helps you access loans for free,” and only earns a commission from the lender if your application is approved and you accept the offer.

Highlights: Online loan-matching marketplace covering home loans and refinancing; connects to banks regulated by MAS and licensed moneylenders regulated by the Ministry of Law; based at Suntec Tower One.

Contact Information
Address: 7 Temasek Boulevard, #12-07, Suntec Tower One, Singapore 038987
Phone: +65 8025 1363
Website: roshi.sg

TheGirlCo’s Recommendation

If you’d rather have a dedicated advisor walk you through the whole process face-to-face, RedBrick Mortgage Advisory’s broader, advisory-led approach is worth a conversation. If you’d prefer to compare numbers yourself first, Dollarback Mortgage’s published bank rate guides or ROSHI’s online matching tool let you do that before you ever pick up the phone. As always, it’s worth getting more than one quote before committing.

Final Thoughts

None of these four services charge you — the ones that state their fee policy directly (Dollarback, iCompareLoan, and ROSHI) all say they’re paid by the bank, not by you, which is worth confirming again when you actually speak to them. And if you’re mapping out the bigger financial picture beyond just the loan, our guide to the 8 Best Financial Advisors In SG For Ladies Money Advice is a good next read, as is our list of the 8 Best Property Agents In Singapore Ladies Rely On if you haven’t settled on a unit just yet.

Frequently Asked Questions (FAQ)

Is it free to use a mortgage broker in Singapore?
Generally yes. Three of the four services above state plainly on their own sites that they don’t charge borrowers directly — they’re paid a referral fee by the bank once a loan goes through. RedBrick doesn’t publish a fee policy on its site, so it’s worth asking directly when you reach out. Always confirm the fee structure with whichever broker you speak to, since this can vary by firm.

Can a mortgage broker get me a better rate than going to the bank myself?
A broker can show you offers across several banks at once, which can surface options you might not come across on your own. That said, rates and promotions shift often, so it’s worth comparing a broker’s shortlist against what your own bank offers too, rather than assuming a broker’s pick is automatically cheaper.

Do I still need to deal with the bank directly after using a broker?
Usually, yes, for the final steps. A broker typically helps you compare packages and submit your application, but the bank itself still handles the actual loan approval, disbursement, and your account afterwards.

What should I have ready before speaking to a mortgage broker?
Most brokers will ask for your income documents, details of any existing loans or credit facilities, and information about the property (or your target budget, if you’re still house-hunting). Having these on hand upfront tends to speed up the whole process.