One of the major reasons why a company needs to take out a business loan is to meet working capital requirements. A business loan can also help maintain a business’s cash flow to ensure smooth operation and improve profitability. Aside from that, financing from a moneylender allows a company to purchase new equipment, hire and train new staff, expand to larger premises, or procure new inventory, which are all necessary for business growth.

In Singapore, the five best moneylenders listed below are your best bet when it comes to business loans. Refer to them if you’re looking to apply for business financing to expand your business.

Note: This list is strictly not in order.

1. Orange Credit

Image Credit: Orange Credit

Orange Credit is one of Singapore’s most reliable business loan providers. They are committed to providing customers with professional, trustworthy, and ethical financial assistance to help them with their financial worries. Aside from that, they will be with you every step of the way to ensure that you fully understand the terms and conditions of your loan. The company was established in May of 2012 and registered under the Registry of Moneylenders in Singapore.

Orange Credit is one of the best lenders that offer business loans with flexible terms and low-interest rates. This company can help those who want to start their own enterprise or grow their existing business. What makes Orange Credit the ideal source for business loan is that application is hassle-free and has the highest level of confidentiality and privacy. They also offer flexible terms to business owners who are looking for a financial boost.

Customer Reviews

Ning Garah

Excellent service since 2012, Every staff are friendly specially Grace Ng always there for us to assist and make smoothly for our application needed.. thumbs up 👍🏻👍🏻👍🏻

Manfred Neo

Highly recommended. Upright, honest and most importantly catering to your needs.

Contact: +65 6748 2320
Location: City Plaza, 810 Geylang Road, #01-91, Singapore 409286
Opening Hours: Mon-Fri 11AM-3PM | Sat 11AM-3PM

2. AVIS Credit

Image Credit: Avis Credit

AVIS Credit is one of the most well-known moneylenders in Singapore. They were established in 2011, offering a wide range of loan services, including personal loans, short-term loans, and business loans with fast approval and flexible repayment terms. It is their commitment to providing all clients with loan services at competitive rate. They have short-term and long-term loan packages that are highly attractive. They also make sure that they understand every client’s needs and ability to pay so their loan officers can analyze different situations and provide the most suitable and customized loan packages.

AVIS Credit is one of the best sources of business loans for those looking to start their own company or grow their existing business. Their business loan is tailored to suit different needs. They also make sure that the application process is as stress-free as possible. Moreover, they will customize a business loan package to suit your needs.

Customer Reviews

Hengkee Peng

Thank you for help me! Great Service. 👍


Nice place to borrow from.  The people are outgoing. they explained the loan clearly to me. Will come back here if I need to loan again. Thanks all Avis staffs.

Contact: +65 6883 2017
Location: 185 Toa Payoh Central, #01-344, Singapore 310185
Opening Hours: Mon-Fri 11am-8pm | Sat 11am-7pm | Sun 10am-5pm

3. Swift Credit

Image Credit: Swift Credit

Swift Credit started in 2009 as a fully licensed moneylending company registered with the Registry of Moneylenders in Singapore. They have quickly become one of the most trusted lending companies committed to serving all clients and providing them fast approval loans at very competitive rates. They are committed to helping individuals and businesses find the best financial solutions for their needs, be it a personal, lifestyle, or business loan. They also make sure that they only offer quality services through their friendly loan consultants.

Swift Credit is one of the best lending companies that offer business loans. They have business loan packages that will suit different needs and requirements. To apply for a business loan, you will be required to present the latest ACRA printout, tenancy agreement, IDs of all directors and shareholders, corporate bank account statements, company stamp, and profit and loss statement.

Customer Reviews

Notty Ain Ainrin

I highly recommend this company….they are professional, friendly & good advisor (can ask for advise on how many can loan, even though got outside loan). Benz (collecter) & Jasmine giving good customer services. Not forgetting Ray. Thank you for the fast & smooth reloan done for me.
Keep up the good customer services….

罗英杰 Bruce

Friendly customer service, profressional, understanding and helpful services… Especially from the collector Benz. Have been with them for years now and their service have never failed to impress me. Highly recommended.

Contact: +65 6684 4129
Location: Peace Centre, 1 Sophia Road, #01-37, Singapore 228149
Opening Hours: Mon-Sat 11AM-7PM

4. GoldStar Credit

Image Credit: GoldStar Credit

GoldStar Credit is a Singapore-based moneylender that offers flexible loans with up to 12 months repayment period. They guarantee an A+ service standard carried out by friendly and professional staff members who are more than willing to cater to your needs and evaluate your situation to be able to offer the best financial solutions. They are a recognized and established lending company that has been certified by the Registry of Moneylenders. Moreover, they offer unbeatable rates for personal and business loans with convenient repayment terms.

GoldStar Credit is one of the best lenders to go to if you’re looking to get a business loan to start a new venture or expand your business. Their business loans are collateral-free and risk-free. They also offer flexible repayment terms and affordable interest rates to ensure that they are able to help you with your financial worries.

Customer Reviews


Best licensed moneylender in tpy and Singapore !! Fast and reliable service with good interets rates!

Chen Ziteng

The staff there were very friendly, approachable and tell me all the terms and conditions.

Contact: +65 6384 0088 | +65 6252 0088
Location: The Midtown, 1187 Upper Serangoon Road (Hougang Central), #01-21, Singapore 533971 | Toa Payoh Mall, Blk 183 Toa Payoh Central, #01-254, Singapore 310183
Opening Hours: Mon-Sat 11.30AM-8PM | Sun 10AM-5PM

5. SGP Credit

Image Credit: SGP Credit

SGP Credit is a licensed moneylender based in Singapore. They are fully aware that there are lots of locals and foreign nationals who need a cushion against financial worries. This is why they are committed to providing honest, affordable, and convenient loan packages for individuals and businesses. They also offer personalized payment terms to ensure that you won’t have a hard time repaying loans according to your financial capacity. They also want to make sure that PRs and ex-pats are able to apply for a loan as stress-free as possible.

SGP Credit is one of the best providers of business loans in Singapore. Their financial consultants are more than willing to listen to your situation to be able to provide you the most suitable business financing. They offer short-term, medium-term, and long-term loan packages for entrepreneurs and small and medium-sized enterprises financing projects, expanding their business, or venturing into franchises.

Customer Reviews

Nicole Wong

Good service and staff are efficient in providing my needs and solve my problems. Fast in approving too. Very happy and highly recommend.


Mr Lee has good Customer Service,all their staff is very very friendly and cater to us well, recommended much will come again and promote to my friends.

Contact: +65 6466 1157
Location: Blk 133 Jurong Gateway Road, # 01-299, Singapore 600133
Opening Hours: Mon-Fri 11.30AM-7.30PM | Sat 11.30AM-7PM


Nowadays, it’s easy to apply for a business loan because there are many moneylenders offering such loan product. Aside from that, you can find business loans with flexible and low payment terms, which means that you can choose your loan based on their estimated calculations.

You can check out the business loans offered by five of the best moneylenders in Singapore we’ve listed here.