Sometimes, it can be hard to keep up with the schedules for multiple loans or debts. This is especially true if the repayments are not automatically deducted from your monthly salary. Thankfully, there are debt consolidation loans that can make paying for multiple loans easier. This is because debt consolidation is the process of combining several debts into a single account so you only need to make one monthly payment for all of your financial obligations.

If you want to make repayments for multiple loans more manageable, you should consider taking out a debt consolidation loan from these five best moneylenders in Singapore.

Note: This list is strictly not in order.

1. Orange Credit

Image Credit: Orange Credit

Orange Credit is one of the most dependable moneylenders in Singapore because they are always ready to lend a helping hand to those who are in need of emergency funds. They are committed to understanding their client’s unique needs to ensure that they’ll be able to offer the best fast cash loans. This company is fully licensed and operates strictly under the regulations of the Ministry of Law and the Moneylenders Act and Rules. Aside from that, their financial services are approved by Singapore regulatory body, ensuring all clients of reliable and trusted financial solutions.

Orange Credit is one of the best sources of debt consolidation loans to help clients manage multiple payments for various loans and debts. As a result, you can focus on servicing one single loan with a fixed term, which is easier on your budget.

Customer Reviews

Manfred Neo

Highly recommended. Upright, honest and most importantly catering to your needs.

Moben Huang

Staff is very professional and patient. They explained every details and make u understand. Not forceful. Staffs are genuine willing to help those who really need helps.

Contact: +65 6748 2320
Location: City Plaza, 810 Geylang Road, #01-91, Singapore 409286
Opening Hours: Mon-Fri 11AM-3PM | Sat 11AM-3PM

2. Dio Credit

Image Credit: Dio Credit

Dio Credit is one of the leading moneylenders in Singapore. They are registered with the Ministry of Law and guarantee that all clients’ personal information will be handled with utmost care and confidentiality. Aside from that, it is their guarantee to offer negotiable interest rates and repayment plans to ensure customized financial solutions. You can rest assured that you don’t have to worry about getting a loan, be it a personal loan or a debt consolidation loan.

Dio Credit is one of the best providers of debt consolidation loans. They leverage expertise and technology to be able to offer realistic loan solutions that will help clients with personal and other financial woes. With Dio Credit’s debt consolidation loan, you will enjoy lower interest rates and affordable monthly repayments. To apply for a loan, all you need to do is submit your details online and wait for them to contact you.

Customer Reviews

Krisgopal Gopal

I was here yesterday for a debt consolidation was served by KC a wonderful lady who was all ears to help me out and gave good advice as to settle my issues in the best possible way thank you will be back to them for loan if ever I need in future take what u need within your budget well done. 👍

Yoke Geng

Very understandiNg moneylender. Give me long repayment So i can pay off easily. Can look for KC.

Contact: +65 6396 6215
Location: Block 704 Ang Mo Kio Ave 8, #01-2545, Singapore 560704
Opening Hours: Mon-Sat 11AM-7.30PM

3. GoldStar Credit

Image Credit: GoldStar Credit

GoldStar Credit is a distinguished licensed moneylender in Singapore. They offer cash loans that are available on the spot to help ease financial worries. This company is dedicated to providing financial assistance to anyone in need. They offer incredibly low-interest rates and monthly repayments, too. Aside from that, their certified and experienced loan experts are quick and thorough to ensure that they are able to address all customer concerns.

GoldStar Credit is one of the best sources of debt consolidation loans with high approval rates and same-day approval. This means that you won’t need to wait for days to get approved for a loan. They also guarantee that they are always transparent with their fees. They also make sure that all personal information handed to them is completely secured. Moreover, they always take the extra mile to understand each client’s financial needs.

Customer Reviews

Karl Osman

Fast , efficient and approachable staff that helped me to solve my debt issues. Recommended.

Hardi Khairuddin

Officer is very helpful and understanding. Walk out with a loan we needed. Thank u!

Contact: +65 6384 0088 | +65 6252 0088
Location: The Midtown, 1187 Upper Serangoon Road (Hougang Central), #01-21, Singapore 533971 | Toa Payoh Mall, Blk 183 Toa Payoh Central, #01-254, Singapore 310183
Opening Hours: Mon-Sat 11.30AM-8PM | Sun 10AM-5PM

4. Galaxy Credit

Image Credit: Galaxy Credit

Galaxy Credit is one of the most dependable lending companies that offer an extensive range of loans in Singapore for various reasons, including personal, business, bridging, debt consolidation, wedding, payday, study, renovation, vacation, foreigner, and Grab/Gojek. They always make sure that clients can easily apply for a loan any time of the day as they are a 24-hor moneylender. It is their goal to offer a wide variety of loans with fast processing and approval. Clients can rest assured that they have financial solutions that suit different requirements.

Galaxy Credit is one of the best debt consolidation loans that can help clients manage multiple debts and gain back control of their finances. They have loan professionals that are dedicated to helping you find the best loan with the highest value for your money.

Customer Reviews

Goh Wan Yee

The best licensed money lender. I have been to 3 money lenders and this is the best I have been to. Very friendly and efficient staff. Very flexible as well. They are the 2nd money lender I been to and I was very impressed with their service, so much better than the 1st I went. And I went to a 3rd money lender after this because they offer lower admin fee and I really regret not going back to them instead. Anybody who really needs urgent money please come here!!

Ravichandran Kanesan

Best lenders ive been to so far.. thanks Galaxy

Contact: +65 6250 8811
Location: Blk 709 Ang Mo Kio Ave 8, #01-2595, Singapore 560709
Opening Hours: Mon-Sat 11.30AM-8PM

5. KST Credit

Image Credit: KST Credit

KST Credit is one of the most trustworthy moneylenders in Singapore that offer fast loan application for business and lifestyle needs. They offer a wide range of loan services, including personal loans, payday loans, business loans, lifestyle loans, and debt consolidation loans. They also offer the best rates with virtually no impact on your credit score, and flexible repayment schemes to ensure that it fits every client’s lifestyle. You can also get approved for a loan in under two hours.

KST Credit is one of the best lending companies that offer debt consolidation loans. They can help you combine all your debts and unsecured loans and consolidate them into one single loan so you only need to make one fixed monthly payment. What makes KST’s debt consolidation loan ideal is that they offer a longer tenure period with easy repayments and lower interest rates.

Customer Reviews

R Elanpovan

The service from KST Credit is very satisfactory and helpful to customers like us.

Bill A

In need of cash when in orchard area, manage to goggle and found a few Money Lender in this area, experience at LP was not very welcoming, gave up and came to Mid Point and try this one and only outlet here. Good service i can say. Thank you loan officer for the help. Really appreciate & keep up the good work.

Contact: +65 6255 5225
Location: Midpoint Orchard, 220 Orchard Road, #01-01, Singapore 238852
Opening Hours: Mon-Fri 10.30AM-7.30PM | Sat-Sun 10.30AM-4PM


A debt consolidation loan can be an excellent way to gain more control of your liabilities. However, just like with everything else, you need to make sure that it is the best option for you. This is why you should only transact with a legitimate debt consolidation loan company that can help you make informed decisions.

Choose from our list of the five best debt consolidation loan companies in Singapore.