6 Best Medical Insurance in Singapore for Complete Coverage 

Medical insurance is one of the fundamentals that everyone needs in their life. Though everyone may have different experiences, emergencies are sure to happen. Hospital bills can easily rack up if you are not well covered. That is why we have compiled a list that includes some of the 5 best companies that offer the best medical insurance plans in Singapore.

Through any of these 6 places, they are here to make sure that you get the comprehensive coverage you deserve. Available across all ages, get the best deals from our compiled list of the best medical insurance selected for you!

Note: This list is strictly not in order.

1. China Taiping Insurance (S) Pte Ltd

With China Taiping Insurance (S) Pte Ltd, you can live your life to the fullest, knowing that you are well-protected with adequate life insurance coverage. You have the option to choose between their two life insurances: whole life for lifetime protection for you and your loved ones or term, for more affordable term insurance to meet your protection needs.

With whole life insurance, you can choose between five types of insurance: i-secure legacy which secures you with up to 4x high coverage against death, terminal illness, and total or permanent disability for life; infinite legacy where you can enjoy 3.5x immediately high coverage and lifetime protection against death and terminal illness; i-cash plus where you can enjoy a lifetime of yearly cashback after five years premium payment term; direct for a direct purchase whole life protection insurance plan for you and your family; and infinite harvest, where yo can provide a lifetime of passive income for three generations, giving you the freedom to retire whenever you decide.

Customer Reviews

Jason Lim

Staff Irene Tay was very responsible and professional. Thank you customer service and China Taiping team!

Dane Dale

I have had my car insurance with China Taiping now for 2 years, and they have been exceptional. Insurance companies in my experience make any interaction difficult, however, with China Taiping, this is not the case.

Website: https://www.sg.cntaiping.com/en/personals/landing-life-wealth/life/whole-life-insurance.html
Contact: +65 6389 6111
Location: 3 Anson Rd, #16-00 Springleaf Tower, Singapore 079909
Opening Hours: Mon-Fri 8.45AM-5.30PM | Closed on Weekend

2. Manulife

As one of the leading insurance companies in Singapore, you can count on Manulife to go the extra mile for their clients. Offering a multitude of insurance plans, they are here to be a safety blanket for when you go through any problem in life. Being in the business for many years, they understand the importance of customer satisfaction and will work with you to ensure that you are happy.

As insurance is not something entirely straightforward, Manulife offers different schemes to suit different people’s needs. Whether it’s for the elderly to pregnant ladies, know that you are in good hands with the medical insurance from Manulife!

Customer Reviews

Lee Florence, Google Reviews

I would like to thanks Mr Choah Wee Su for his excellent follow-up. He Is willing to go extra miles to help & clear my doubts regarding my insurance policy. I feel that his hard work should not go unrecognized.

Qianhui Guay, Google Reviews

Good service on their end, am impressed!

Website: https://www.manulife.com.sg/en/insights/bridging-your-critical-illness-protection-gap.html
Contact: +65 6833 8188
Location: 8 Cross Street, Manulife Tower, #01-01A, Singapore 048424
Opening Hours: Mon-Fri 9am-6pm | Closed on Weekends

3. Prudential

If you want a trusted insurance company, Prudential is the real deal. Known worldwide for their reliable insurance plans, they are here to provide you with sufficient knowledge so that you can choose the right deal for you! Be it you’re a local or a foreigner, Prudential will cater to your individual needs by looking at each case carefully.

With affordable medical insurance coverage, anyone can easily afford their services without having to worry about the output in the long run. If you’re not sure where to start, you can apply for Prudential’s PRUshield plan which covers up to $1.2 million dollars annually.

Customer Reviews

Perlin Faith Wong, Google Reviews

There is no perfect company, so far am pleased, been there twice to collect cheque and they are very efficient to handle these settlements. Impressive!

Taka Kao, Google Reviews

I just experienced the best customer service. Thank you Ms Jessie Xu she is very kind, patient and helpful. Thank you very much keep up the good work! 👍👍👍

Website: https://www.prudential.com.sg
Contact: 1800 333 0333
Location: 7 Straits View, Marina One East Tower,  #06-01, Singapore 018936
Opening Hours: Mon-Fri 9am-4pm | Closed on Weekends

4. Aviva

Raved by many Singaporeans and expats, Aviva is a global brand best known for its highly-favoured insurance plans. From personal to elderly and in this case medical, they are equipped with the necessary knowledge to help you craft out a solid plan.

Knowing how medical emergencies can be rather costly, working closely with them can be the helping hand that you need during these rough times. Their MyCoreCI Plan II, is an especially fantastic scheme for those suffering from pre-existing illnesses. Allowing you to choose the duration of your coverage, put your trust in Aviva and get covered!

Customer Reviews

Yvonne Yeow, Google Reviews

So far so good! Happy with the 2 savings policies I have with Aviva as I feel the returns are competitive. Out of convenience, I also tend to use Aviva for travel insurance whenever I travel – purchase process is very simple and straightforward.

Sapna Karla, Google Reviews

Had a great claims experience under Group Insurance policy I have with Aviva. Customer Service Exec was extremely helpful and helped with letter of guarantee which resulted in cashless hospitalisation. All in all, they did what they suppose to do – paid my claim!

Website: https://www.aviva.com.sg/en/
Contact: +65 6827 7988
Location: 4 Shenton Way, #01-01 SGX Centre, Singapore 068807
Opening Hours: Mon-Fri 8.45am-5.30pm | Closed on Weekends

5. FWD Insurance

When you think of insurance, FWD Insurance is sure to pop up. As one of the best companies to get insurance from that you can trust, know that you are in good hands. What sets FWD Insurance apart from the rest is that they curate their plans according to the country’s needs. This is seen in their HDB insurance scheme which is strictly designed for Singaporeans. By having an insurance company who readily keeps up to date, know that you’ll have access to incredible plans.

At the heart of their business, FWD Insurance is here to make your life easier so that you can count on them in the long run!

Customer Reviews

Jia Wen Wong, Google Reviews

Benjamin, the Customer Engagement Team was very helpful on assisting me for the queries on the Travel Insurance refund. I was very impressed on how FWD value customer’s concerns and the efficiency of their service. Sincere appreciation to the team and I will definitely revisit again for my next purchase and recommend their service to my friends!

Amanda Neo, Google Reviews

Customer Service is excellent! Especially Grace Chong from customer engagement team, she is very patient to help with the error I’m facing while doing the online purchase. Have bought multiple policies from FWD and will definitely engage their service again.

Website: https://www.fwd.com.sg/
Contact: +65 6820 8888
Location: 6 Temasek Boulevard, #18-01 Suntec Tower Four, Singapore 038986
Opening Hours: Mon-Fri 9am-6pm | Closed on Weekends

6. Moneyowl

If you’re new to insurance, then you’ll need a trusted advisor to help you navigate through the many companies in the market. Meet Moneyowl, a financial advisor platform started by NTUC! They have dedicated their business to help those who are struggling to find the best solution. With many Singaporeans getting older, the need for medical insurance is even more prevalent during these times. That is why they are passionate about comparing plans to help you find the right fit.

Say bye to hard-selling and constant pestering as at Moneyowl, they lead you into the right medical insurance plan with your needs in mind!

Customer Reviews

Zan Chin, Google Reviews

Good service provided by the staff there. Insurance policy and investments questions can be settled all at the same place. Good recommendations of policies by Mr Shawn. Very patient and understanding even though we were late for the meeting.

Henry Christian, Google Reviews

Singapore’s 1st ever Bionic Financial Adviser – combining the best of humans and technology. You’re never too young (or old) to plan for financial freedom!

Website: https://www.moneyowl.com.sg/
Contact: +65 6329 9188
Location: 23 Keong Saik Road, Singapore 089130
Opening Hours: Mon-Fri 9am-6pm | Closed on Weekends

Conclusion

With the help of these 6 best places to get insurance, you’ll always be safe from harm’s way. Although we can’t predict the next time we get caught in a medical situation, it’s important that us ladies take precaution on the matter. With these medical insurance plans, know that you’ll be well taken care of when you find yourself ill or hospitalised.