In an alternate reality, having a whole collection of branded goods would be the definition of an ideal lifestyle. In reality, though, buying designer handbags require major commitment – especially when the price tags attached are higher than our monthly salaries. Most women would give up on morning lattes, nice lunches and limit their daily expenses to afford the latest It Bag but with personal loans, you won’t have to resort to that!

Licensed money lenders now offer personal loans to help individuals meet their financial needs. Taking up a personal loan to satisfy one’s shopping wants and needs are not an uncommon sight today too. So the next time you have your heart set on the latest Chanel or Dior bag, be sure to check out any of these 7 best-licensed money lenders in Singapore for your very own personal loan!

Note: This list is strictly not in order.

1. Orange Credit

Image Credit: Orange Credit

As one of the most well-known moneylenders in Singapore, Orange Credit is the go-to place for Singaporeans to secure loans. Not only do they have years of experiences in the money lending industry but they have also witnessed clients who have come to them, bearing unfortunate financial situations. Due to that, they vow to provide impeccable service for each and every client.

Orange Credit does not believe in hard selling. Instead, they offer comfortable rates so their clients are able to make repayment with ease. Look no further than Orange Credit if exemplary service is the make it or break it factor for you!

Contact: +65 6748 2320
Location: 810 Geylang Road, City Plaza, #01-91, Singapore 409286
Opening Hours: Mon-Sun 9am-9.30pm

2. Quick Loan

Image Credit: Quick Loan

No one intentionally gets into a sticky financial situation. With the help of Quick Loan, you can now get incredible deals with their moneylending services. Known for their impeccable customer service, they want to give only the best for their customers. Being at the core of the financial district of Singapore, they have overcome many challenging cases.

No problem is too big or small for them to handle! Through Quick Loan, you’re just one step away from securing your personal loan with them. They promise flexible rates so that you get a reasonable deal at your own accord! Why wait? Head straight to Quick Loan today!

Contact: +65 6223 1788
Location: 10 Anson Road, International Plaza, #01-15, Singapore 079903
Opening Hours: Mon-Fri 11am-8pm | Sat 12pm-5pm | Closed on Sunday

3. AK Credit

Image Credit: AK Credit

Here to help you get out of any debt, AK Credit is your trusted place for finding incredible loan deals in Singapore. A personal loan is great for any situation as it is an undeclared loan. So whether it is for a wedding, credit card debt or for a holiday, you can count on them to come through every single time.

AK Credit believes in helping any individuals that come to them. Committed to giving you the best service possible, they want to forge long-lasting relationships with you. In order for you to see them as your number one choice, head to AK Credit and see the difference today!

Contact: +65 6535 9989
Location: 2 Havelock Road, Havelock II, #01-16, Singapore 059763
Opening Hours: Mon-Fri 10.30am-7.30pm | Sat 10.30am- 5pm | Closed on Sunday  

4. MM Credit

Image Credit: MM Credit

Another licensed moneylender located in the East, MM Credit pledges to help anyone who walks through their doors. Understanding that everyone’s situation is different, they have centred their business on creating a safe space for everyone! As with every moneylender, you can rest assured that you’re getting the very best deals!

For those of you who are looking to get a personal loan, MM credit has the solution! With their personal loan service, you can now ease the financial burden that you may be going through. Perfect for any situation, it’s a fast solution with MM Credit!

Contact: +65 6226 2207
Location: 217 Bedok North Street 1, #01-63, Singapore 460217
Opening Hours: Mon-Fri 12pm-8pm | Sat 12pm-4pm | Closed on Sundays

5. Fortune Credit

Image Credit: Fortune Credit

With comprehensive background checks, the team of dedicated staff here at Fortune Credit will be sure to get down to the littlest details. Going by a detailed routine in their service, they will draw up the best possible plan in order to make your life easier. With the best customer service on hand, you’ll have no issues deciding on which is the suited loan for your current situation.

As such, they offer fast cash approval rates to help you get out of debt quick. Their personal loan is one of their most popular services. Fully going by the law, you’ll be getting a safe transaction at this legitimate moneylender. So the next time you’re thinking about applying for a personal loan, head straight to Fortune Credit!

Contact: +65 6777 1887
Location: 470 North Bridge Road, Bugis Cube, #02-01A, Singapore 188735
Opening Hours: Mon-Fri 11am-8pm | Sat-Sun 11am-5pm

6. Avis Credit SG

Image Credit: Avis Credit SG

For renowned and safe loan services in Singapore, go straight to Avis Credit SG! Located in Toa Payoh, this is a great option for those living in the area. Their team of dedicated finance professionals believe in crafting out an outstanding deal so that you’ll have an easier time when it comes to repaying the company back. Not one to make the situation even harder on you, they pledge to run their business on strictly moral grounds.

Here to be a helping hand, they want to create a safe space with all their clients. So, do openly share with them your situation in order for them to get the clearest picture. Furthermore, with flexible rates for their personal loans, we recommended Avis Credit SG as the place to go!

Contact: +65 6883 2017
Location: 185 Toa Payoh Central, #01-344, Singapore 310185
Opening Hours: Mon-Fri 11am-8pm | Sat 11am-7pm | Sun 10am-5pm

7. R2D Credit

Image Credit: R2D Credit

Want to start on a clean slate? Through R2D Credit, you’ll be able to end your financial struggles and get on with life with their broad range of services. Offering a wide variety of loans, you’ll be able to find a loan for any situation. At R2D Credit, they understand that getting a loan is not the best feeling in the world. However, they are here to assure you that they will give you the best deals to lighten the burden off your shoulders.

Their team of experts are here to give you sound advice so that you’ll not make the same mistakes again. Accredited by the Ministry of Law, you’ll be in no trouble getting your personal loan from R2D Credit!

Contact: +65 6635 1595
Location: Block 846, Yishun Ring Road, #01-3661, Singapore 760846
Opening Hours: Tue, Thur & Sat 11am-3pm | Closed on Monday, Wednesday, Friday & Sunday


Taking up a loan can feel daunting but we hope that these 7 licensed money lenders have given you a better insight into what’s it like to sign a personal loan. People take up loans to pay for weddings, renovations and holidays, so don’t be afraid to leverage on moneylenders to help you out in financially no matter the reason. At the end of the day, these moneylenders only have your best interests in mind. Put your trust in their expertise and you’ll be a step closer to the designer bag of your dreams!