It’s good to know where you can lend money whenever you need emergency funds. Knowing where to go will not only save you time and energy scouring the entire Singapore to find the best moneylenders but will also help you make informed decisions. You won’t have to second-guess your decision, especially when it comes to taking out a loan for an immediate need.

We’ve rounded up seven of the best moneylenders in Singapore to save you time and effort. We also hope to help consumers like you make sound decisions whenever taking out a loan, as we have provided useful information for each lending company we’ve listed.

Note: This list is strictly not in order.

1. Orange Credit

Image Credit: Orange Credit

Orange Credit is one of the leading moneylenders in Singapore. They are always ready to lend a helping hand to those who need emergency funds. For new customers, they offer a 14-day interest-free repayment. Aside from that, they provide a well-planned payment schedule that suits your needs. Orange Credit also ensures fast and easy cash loans to help customers soothe their financial woes. They are a fully licensed moneylender that strictly complies with the regulations set by the Ministry of Law and the Moneylenders Act and Rules.

Orange Credit is one of the best and most reliable moneylenders in Singapore. They offer a wide range of instant cash loans, including personal loans, foreigner loans, payday loans, business loans, bridging loans, and consolidation loans. You can guarantee to get the best loan services from this company because they listen and understand your situation.

Customer Reviews


Grace is very helpful and professional, she made a very good offer that is catered to my requirements. She is also reliable and very patient when I changed my appointments multiple times.

Angelia Tan

I am so happy that i got in touch with Orange Credit. I was serve by a lady called Grace. She is very helpful and details in explaining the loan and repayment to me. I have a good experience with them. If anyone is looking for a loan out there. You may contact them and their friendly team will assist you. Trust me! You will have a good experience with them. 🙂

Contact: +65 6748 2320
Location: City Plaza, 810 Geylang Road, #01-91, Singapore 409286
Opening Hours: Mon-Fri 11AM-3PM | Sat 11AM-3PM

2. Aero Credit

Image Credit: Aero Credit

Aero Credit is a licensed moneylender in Singapore. They are registered with the Registrar of Moneylenders, a division of the Community Legal Services group of the Ministry of Law. They provide a wide range of loan products, including personal loans, business loans, payday loans, bridging loans, and consolidation loans. They are available 24/7 to cater to all the customers that need emergency funds. They also guarantee customers a fuss-free and trusted loan experience since 2010.

Aero Credit is one of the best moneylenders with a team of experienced and well-trained staff who can provide the highest levels of courtesy, confidentiality, and service. You can be sure that all your concerns will be heard and taken into account when they offer you the most suitable loan. You can be sure that they will always have a solution for your financial needs.

Customer Reviews

Fatimah Salleh

Very nice office. Clean and tidy. The lady is very polite. Must give you a good comment. She provided me a monthly installment plan for my personal loan.  Very efficient money lender.

Rina Ng

Contacted them through their website. Was pretty responsive and not pushy. Does offers instalments and really friendly bunch.

Contact: +65 6256 6319
Location: City Plaza, 810 Geylang Rd, #02-59, Singapore 409286
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM

3. Lending Bee

Image Credit: Lending Bee

Lending Bee is another trusted moneylender in Singapore. They guarantee that all their loan products have friendlier, more attractive terms. Whether you need a loan for your house, travel, or emergency purposes, you can be sure to get lower interest rates and higher borrowing limits. Aside from that, you can expect to have convenient loan applications with exclusive benefits, 100% security, and high confidentiality.

Lending Bee is one of the best moneylenders in the nation because they offer easy loan eligibility, a longer repayment period, and unique packages for all income groups. Their loan products include business loans, life stage financing, personal loans, medical loans, educational loans, and business loans. To apply, you need to submit an online application, wait for your application status within less than an hour, and your approval.

Customer Reviews

Christie Lim

Andy and Yuan Xi are friendly and informative and professional. The process was smooth and fast. This company offers term payment loans for larger amounts.

Lee JR

Taken an urgent loan from Ms Amanda and was very pleased in her prompt service and she was definitely responsive in all the questions I have. I’d strongly recommend Ms Amanda’s services.

Contact: +65 6219 1611 | +65 6235 8327 | +65 6242 7833 | +65 6261 5696
Location: Far East Plaza, 14 Scotts Rd, #02-44/45, Singapore 228213 | Yishun Central 1, Blk 925, #01-233, Singapore 760925 | Bedok North Street 1, Blk 213, #01-111, Singapore 460213 | Jurong Gateway Road, Block 135, #01-335, Singapore 600135
Opening Hours: Mon-Sat 11AM-8PM | Sun 10AM-7PM (Except Yishun Branch)

4. GM Creditz

Image Credit: GM Creditz

GM Creditz is a legal and licensed moneylender registered with the Registry of Moneylenders. They were founded in 2009 and have since been a go-to lending company for personal, foreign, business, and payday loans. They are committed to being true to their promise of borrowing made easy. This company offers fast, affordable, and hassle-free loan plans and application processes. Aside from that, GM Creditz considerably assesses every client’s application, including those with a bad credit history.

GM Creditz is among the best moneylenders in Singapore. They consider themselves financial heroes in your times of need. You can also depend on them to rescue you in times of crisis. They are passionate about helping consumers supplement their finances with the different loan products they offer. These include personal loans, payday loans, monthly loans, business loans, and foreign loans.

Customer Reviews

Andy Peh

Fast processing with integrity and professional attitude. Courteous and knowledgeable staff. Very pleasant experience, especially the staff named Cassie.


Excellent service and quick to assist you. Friendly staff. Special appreciation to the staff name Ms. Kim for having so much patience with me and assisting me. Thank you once again.

Contact: +65 6588 1886
Location: Peninsula Plaza, 111 North Bridge Rd, #01-41, Singapore 179098
Opening Hours: Mon-Fri 10.30AM-8.30PM | Sat-Sun 10.30AM-5PM |

5. U Credit

Image Credit: U Credit

U Credit is one of the best and most dependable moneylenders in Singapore. They are a licensed agency that offers some of the most affordable interest rates. You can even compare their offer with other lenders to help you make an informed decision. Their loan officers will assist you throughout the whole loan process, especially when it comes to the payment schedule so you can pick the best option based on your financial situation. They are committed to ensuring that your needs will always come first.

U Credit is a top choice for the best moneylenders in the nation. They offer quick, easy loans with low-interest rates, flexible repayment schedules, and a secured process. In fact, U Credit pride itself as one of the most trustworthy lending companies that truly listen and understand your unique needs.

Customer Reviews

Chen Yinghao Joshua

Staff is understanding and assisted me in all ways. With their professional advice, i gained a lot of knowledge. They also did a financial planning for me. I am very grateful. Thank you all so much.

Irfan A.

Desmond attended to me already 3 times.he is fast and polite. Explain very clearly on the terms & conditions. Can deduct via giro and he even call me on appt so its hassle free.

Contact: +65 6337 1768
Location: The Bencoolen, 180 Bencoolen Street, #01-19, Singapore 189646
Opening Hours: Mon-Sat 11AM-8PM

6. Cash Mart

Image Credit: Cash Mart

Cash Mart is one of the top moneylenders in Singapore, offering loans made simple for everyone. They have been serving the people since 1969, carrying over 45 years of experience in money lending. They guarantee that all customers will get the lending experience they deserve. This is why your loan application can get approved in just 5 minutes. They are a fast-growing online and mobile lending platform that provides customer-centered services and loan products to over 100,000 satisfied customers.

Cash Mart, being one of the best moneylenders in Singapore, guarantees that borrowing from them will be secure, simple, easy, and fast. The first thing you need to do when applying for a loan is to sign up online. You will then get a call from one of their loan officers. Then, you will be scheduled to visit their office.

Customer Reviews


I still remember during my toughest time, when I face endless problems in my life, you all have been very understanding and gave me good advice . Thank you David and the wonderful girls for cheering me up. Wish Cash Mart would continue to prosper

Charles (阿豪)

Excellent in servicing
Understand customer need & really tq Cashmart

Contact: +65 6397 4111
Location: 277 Balestier Road, Singapore 329726
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-6PM

7. GS Credit

Image Credit: GS Credit

GS Credit is one of the primary moneylenders in Singapore. They are a trusted and efficient lending company with a mission to offer loan packages and services that are guaranteed to make customers 100% satisfied. Because of this, GS Credit also offers customized loan plans to suit every customer’s specific needs. This company is also committed to helping improve the financial situation of all Singaporeans and foreigners.

GS Credit is one of the best moneylenders there is. They are available for anyone who needs urgent financial help. They have customized, flexible, and affordable loans to help you get the funds you need in just 24 hours. The loan packages they offer include personal loans, foreign loans, debt consolidation loans, wedding loans, business loans, home renovation loans, and medical loans. Just apply online and wait for a loan officer to contact you within an hour.

Customer Reviews

Shiva Ranjani

The staffs here are really friendly and very approachable, and also really helpful. I was nervous when i was coming here for the first time but the way the staffs treat their customers and care and concern made me feel at ease. Thank you for your great service!

Zhi Yuan Tee

Mr JJ Loi try to solve my financial problem when I’m in need, much appreciated to him and also the company to help me out during my hard times.

Contact: +65 6563 0321
Location: Westgate Tower, 1 Gateway Drive, #06-08, Singapore 608531
Opening Hours: Mon-Sat 11AM-8PM


There are many things to consider when taking out a loan. First, you should clearly define what the loan is for. Second, make sure you have all the necessary requirements to qualify for a loan. Third, make sure that you can afford to pay back the loan at the end of the term, which should include the interest rate and other fees.

If you’re 100% decided that you want to apply for a loan, check with the seven companies we have listed here.