There are times when you need to pay for something and you’re short on cash. The problem is you need the money right now but your next payday is still a few days away and you don’t want to borrow money from family or friends. So, what do you do?

Quick cash loans give consumers access to small amounts of cash to supplement their finances. Because this type of loan only involves smaller amounts of money, you can get approved quickly. This means that you can receive the funds within 24 hours.

Check out seven of the best lending companies that offer quick loan approval in Singapore.

Note: This list is strictly not in order.

1. Orange Credit

Image Credit: Orange Credit

Orange Credit is one of the best licensed moneylenders that offer instant loan approval in Singapore. They are a trusted and legal lender dedicated to helping clients find the best solutions to their financial problems. They are fully licensed and strictly follow the regulations stipulated by the Ministry of Law and the Moneylenders Act and Rules. Their financial services are approved by the nation’s regulatory body, making them the number one destination for various financial solutions.

Orange Credit offers consolidation loans, bridging loans, business loans, payday loans, personal loans, and foreigner loans. To get approved for a loan, you need original copies of NRIC, payslip, PUB bill or handphone bill, and ACRA. Applicants must be at least 21 years old. If you’re a salaried employee, you must be consistent with your CPF contributions for the past three months.

Customer Reviews

Angelia Tan

I am so happy that i got in touch with Orange Credit. I was serve by a lady called Grace. She is very helpful and details in explaining the loan and repayment to me. I have a good experience with them. If anyone is looking for a loan out there. You may contact them and their friendly team will assist you. Trust me! You will have a good experience with them. 🙂

Paul Gill

I’m grateful for the professional and patience service that Orange Credit staffs provided. I now have a full understanding of the terms in the loan contract. Definitely recommend to those who need help in their rainy days. Thumbs up!

Contact: +65 6748 2320
Location: City Plaza, 810 Geylang Road, #01-91, Singapore 409286
Opening Hours: Mon-Fri 11AM-3PM | Sat 11AM-3PM

2. Aero Credit

Image Credit: Aero Credit

Aero Credit is one of the best lending companies in Singapore licensed by the Registry of Moneylenders. They are a division of the Community Legal Services Group. They started in 2010 offering a wide range of loan services with a quick approval process. They guarantee fair rates, round-the-clock services, and transparency to all customers. They pride themselves on their dedication to providing the highest levels of flexibility, confidentiality, and courtesy.

Aero Credit offers instant loan approval to help you meet your financial needs. They can provide you with a personal loan for emergency bills or daily expenses, which only takes 10-20 minutes to apply. They also offer business loans, payday loans, bridging loans, and debt consolidation loans. Plus, they have an online application, which makes things easier if you don’t have a lot of time to go to their branch.

Customer Reviews

Fatimah Salleh

Very nice office. Clean and tidy. The lady is very polite. Must give you a good comment. She provided me a monthly installment plan for my personal loan.  Very efficient money lender.

Clara Wong

Nice office, always offer me a water or coffee. The customer service officer is very patience. And he always offer me a reasonable and affordable monthly repayment plan.  Hassle free process for a personal loan. Thanks so much.

Contact: +65 6256 6319
Location: City Plaza, 810 Geylang Rd, #02-59, Singapore 409286
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM

3. Credit Hub Capital

Image Credit: Credit Hub Capital

Credit Hub Capital is one of the premier moneylenders in Singapore offering quick loan approval. They take pride in being a cut above the rest by offering financial solutions that adhere to the moneylending rules of Singapore with easy qualification, 60-minute approval, highly competitive interest rates, reasonable fees and surcharges, and flexible repayment schedules. They were established in 2010 and have been approved and listed in the Registry of Moneylenders under the Ministry of Law.

Credit Hub Capital offers personal loans, business loans, debt consolidation loans, bridging loans, payday loans, and wedding loans. If you want to take advantage of their instant loan approval, the first thing you need to do is submit a loan application. Then, sign documents and lastly, collect your funds once your loan application is approved.

Customer Reviews

Eleanor Tay

Took loans from Credit Hub for the past few months and they’re friendly and accommodating to my financial needs. Although a few times the amount I needed got rejected, they will still advise on what I should do to manage my finances. Pleasant experience with them! Recommended.

Mohamed Rizal Mohamed Madon

Just the place you need for financial assistant. Today pay, today also can re-loan with them. Willing to accomodate till salary in w/o extra charges of late payment. Thumbs up guys!! Been their client for quite sometime..Will certainly recommend…!! 👍💪

Contact: +65 6338 5115
Location: Fortune Centre, 190 Middle Road, #10-01A, Singapore 188979
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-4PM

4. Golden Credit

Image Credit: Golden Credit

Golden Credit is one of the best and most trusted moneylenders that offer quick loan approval in Singapore. The financial solutions they offer are personal loans, credit preservation loans, debt consolidation loans, short-term loans, holiday loans, business loans, renovation loans, payday loans, and wedding loans. Golden Credit assures borrowers of an efficient application process, fast approval, low-interest rate, transparency, as well as free financial consultation. They also guarantee their clients that they follow the strictest rules and regulations for licensed moneylenders set by the Ministry of Law.

Golden Credit has a simple and easy loan process. First, you need to choose a loan amount and terms. Second, you will need to provide them with the basic documents for verification and identification. After your documents have been verified and you have answered their questions, you can get approval for your loan.

Customer Reviews

Mrs. Lim

Very convenient location for me despite many different Moneylenders outlet same area. I always come to Golden Credit as I feel comfortable with loan officer.

Mr. Tan

Their staff listens patiently and gives good interest rate with no long wait and hassle free. I feel at ease that I am taking a loan with approved moneylender.

Contact: +65 62241300
Location: People’s Park Centre, 101 Upper Cross Street, #01-05F, Singapore 058357
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-6PM

5. Fast Money

Image Credit: Fast Money

Fast Money is one of the best lending firms that offer quick loan approval in Singapore. They are also one of the legal and licensed moneylenders with the Registry of Moneylenders and are dedicated to helping consumers supplement their financial needs through the various financial solutions they offer. These include personal loans, instant cash loans, business loans, line of credit, monthly loans, payday loans, fast cash loans, foreigner loans, and wedding loans. They are committed to helping clients meet their needs and settle their payments.

Fast Money offers instant loan approvals, which doesn’t require applicants to have a good credit history. Their aim is to help clients who are strapped for cash to get the funding they need in an instant. They have a reputation for excellent customer service and for being the lender of choice in Singapore.

Customer Reviews

Shaez Sharrif

Served by Mr.Matthew…great staff. Fast and efficient service. This company really listen to your issues and will help accordingly. Solved all my issues. Thank You.

Sn W

The were extremely professional in handling my needs. Hassle free and very comfortable when dealing. Highly recommended!

Contact: +65 6224 4746 | +65 6224 4749
Location: Block 101, Yishun Avenue 5, #01-35, Singapore 760101 | 505 Tampines Central 1, #01-341, Singapore 520505
Opening Hours: 12PM-8PM

6. Power Credit Enterprise

Image Credit: Power Credit Enterprise

Power Credit Enterprise started in 2007 as a licensed moneylender in Singapore and is approved by the Registry of Moneylenders. They are one of the best lending companies that offer quick loan approval and work with their clients to make sure that they are able to offer the best financial solutions with low-interest rates, and flexible payment schemes. They also ensure that they treat every client with professionalism and that every transaction is safe and protected. To Power Credit Enterprise, clients come first. This is why they have consultants who will listen to clients to help them get approval for their loans faster.

Power Credit Enterprise offers personal loans, foreigner loans, payday loans, and business loans that are guaranteed to have an instant approval process. To get approved fast, all you need to do is apply through their website.

Customer Reviews

Jack Lee

I had taken some loans from them last time, and they are being friendly and reasonable. seldom hv money lender can be so understanding and accomodating.

Serene Chong

The officer is very professional, terms and conditions explained clearly. Top-notch service. Did a comparison and found out that their rates are one of the best. Definitely worth sharing.

Contact: +65 6443 2940
Location: Orchid Hotel, 1 Tras Link, #01-11, Singapore 078867
Opening Hours: Mon-Sat 11AM-7PM | Sun and Public Holidays by Appointment Only

7. QV Credit

Image Credit: QV Credit

QV Credit is another leading licensed moneylender in Singapore. They started in 2010 and have since become of the best lending agencies that offer quick loan approval. As a recognized and licensed lending company, they offer an extensive range of financial solutions who are in need of cash for emergency purposes or daily expenses, whether you’re a resident, business owner, or foreigner. QV Credit’s mission is to ensure a convenient and hassle-free application process because their clients are very important to them.

QV Credit offers instant loan approval for services, including personal loans, payday loans, business loans, foreigner loans, short-term loans, fast cash loans, bad credit loans, debt consolidation loans, monthly installment loans, wedding loans, renovation loans, and housing loans. You can apply online through their site for a stress-free application. You can also drop by their office at Burlington Square.

Customer Reviews

Hilal Rapani

Service is prompt and quick, reminders of upcoming payments are a big help. Any issues with payments are also easily settled. Highly recommended.

Nurhashimah Rahim

We are happy with the service. We have been with them for 3 years. The staffs are pleasant, very helpful in advising and helping us.

Contact: +65 6835 7666
Location: Burlington Square, 175A Bencoolen Street #11-08, Singapore 189650
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-4PM


Loan products with quick approvals are quite useful, especially during an emergency. You can conveniently apply online and get approval in as short as 24 hours. Lending companies that offer quick loan approval are definitely lifesavers since they can help you supplement your finances whenever you’re in need of money.

Refer to this article if you’re looking for the best moneylenders that offer quick loan approval in Singapore.